Recession-Proofing: Building a War Chest
Aspect What It Means Why It Matters In A Recession War Chest Size 3 to 12 months of expenses in cash or near-cash Buys time to make smart moves instead of panic moves Cash Mix Checking, high-yield savings, short-term treasuries Balances safety, access, and a bit of interest Debt Position Low high-interest debt, predictable payments
Tech Stack Audits: Cutting Unused SaaS Subscriptions
Aspect What You Get From a Tech Stack Audit Primary Goal Cut unused or low‑value SaaS and reduce recurring costs Time Required 1 to 3 weeks for a first full audit, then quarterly reviews Typical Savings 10% to 35% of total SaaS spend in the first year Who Should Own It Founder, COO, or head
